During the holidays, your house may well be covered in wonderful and bright decorations to welcome in the season and you may have a Christmas tree with lots of great presents underneath. This also means that the value of your home will increase as you add valuable objects to your house – where they might be targets for burglars or vandals. But will your home insurance cover this increased value?
It’s a good question that many people don’t ask when purchasing cheap home insurance. While most policies will cover things such as presents and decorations around the house during the Christmas season, not every policy will be as inclusive. You can check the documentation you received after getting home insurance quotes to find out more information, but the best bet is to call your provider and see what exactly is covered. Additional holiday coverage might be available depending on your policy.